How do I go about getting a cadillac cts ?

I was just approved for a 15000 dollar loan but that's not enough for the car I want. I want a used cadillac cts and the ones I'm looking at are going for around 23-24 grand. My question is, is it possible for me to get financed into the remainder amount of the car at a resonable interest rate?|||The answer is "no." No bank will allow you to pay 2 loans for one car. You can never finance your down payment. And as far as finding a loan for the 23-24 grand: Believe me (especially with all the bad mortgage/interest rate news going around now) if one bank will cap you off at 15 grand all the others are going to be around the same amount. You won't find one that will give you 11 big ones more (I'm figuring in tag,tax,title and fees). It's all based on debt-to-income ratio, your payment history and your stability (how long you've worked and lived at one place). And all the banks get that info from the same sources. Believe me: they know how much you can afford. And it looks like after viewing that info they feel that you really can't be trusted to make the $400-500/month in a timely fashion to buy that car. They feel more comfortable at $250-300 or so. Now, if your trade-in is worth $11,000 you can have that CTS for the $15k loan.





Why don't you just buy what you can afford? I bet what your driving now is no where near worth 15 grand. So any newer car you get with the loan that you were approved for will be a definite step up. Wait until you've saved more money or have gotten a better job or lowered other expenses before you start purchasing your "dreams."





I know this isn't what you want to hear. Some day you have to face reality.|||If all you were approved for was 15K, not likely. I think you may need to set your sights a little lower...|||Anything is possible my young padawan.|||reasonable interest rate.....no





but im sure a place like drivetime will get you in one|||if u want a CTS that bad then you could set your sights a little lower and get one with more miles thats a few years older than the ones u might be looking at. I just looked on criagslist and the cheapest CTS i found was $12995 but i think it had about 100,000 miles|||Trust me. If you were approved for only 15K, you might want to look at another car.


The maintenance, insurance %26amp; fuel cost will kill you.|||It is very simple..........No.